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Indie makes it easy to get life cover for your home loan in minutes.

Your home is one of the biggest investments you’ll ever make. To protect this investment, many banks require you to have life insurance to cover the bond.

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Starting from R100 pm

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Indie customers reaping the benefits as their Bounty grows over the years


Get fully insured in minutes, not weeks.

Insurers are quick to give ballpark quotes, but only Indie gives you a 100% guaranteed quote online – and insures you instantly, before you’ve paid a premium or done medical tests.

Buy online securely

With bank-level encryption, every step of your Indie journey is safe and secure. So secure you could trust us with your life. Literally.

Save your quotes

We get it, sometimes something comes up that needs your attention. Fortunately, you can save your quote at any time, and we’ll send you a link that lets you pick up right where you left off.

Insurance is hard, but we're here to help.

No smoke and mirrors or hidden clauses. If you've got a question, chances are we've got a straight answer.

Will banks accept Indie Insurance?

Absolutely. We’re backed by Sanlam – one of South Africa's leading Insurance Institutions.

How do referrals work?

If you’re with Indie, you can earn extra Wealth Bonus by letting others know about the awesomeness that you’ve discovered with us.

Who is behind Indie?

Well, our primary sponsor is Sanlam Life (those big blue guys with the hands).

What will my Wealth Bonus and CashDrop amounts be?

In addition to your age and premium, there are a lot of things that affect your W growth.

What happens if I have to skip a premium?

At Indie, we don’t treat skipped premiums like traditional insurers because we know ‘adulting’ is hard.

What’s inside my policy documents?

When you become an Indie client, we’ll send you an email with a bunch of important information about your contract.

What is a CashDrop?

A CashDrop is a portion of your Wealth Bonus you can access every few years.

What is Wealth Bonus?

Wealth Bonus is our way of rewarding you for doing smart money things.

How much cover do I need?

For once-off expenses, your cover should be the roughly the same amount as the once-off expenses.

Which cover is right for me?

Essentially, it boils down to your needs. For most people, a combination of both lump-sum and monthly payments are ideal.

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Wealth Bonus

Insure your life, and Indie will invest in you.

Indie matches up to 100% of your life insurance premium and invests it for you at no extra cost. Every premium you pay helps create wealth for your future.

Why SANLAM Indie?

Simpler, smarter, more rewarding Life Insurance.

We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.


Get a free Wealth Bonus


Do everything online, in no time


Your cover starts immediately


Qualified support when you need it


Insurance, at the best possible price


No paperwork, no jargon

A hand holding a device which shows the Indie signup process.