Funeral Cover that doubles after 2 years at no extra cost.
If you die, we give you a proper send-off and help your family keep living their best life.
If you get cancer or another serious condition, we help you conquer it with a tax-free payout.
If you become disabled and can't work, we pay you an income until you're 70 or you've recovered.
If you become disabled, we help you start over with a single lump-sum payout.
If you die, we pay your dependants an income.
Find out what Life Insurance you need.
Your Investment
The investment that comes with every Indie policy - at no extra cost.
Find out what you need
Find out what Life Insurance you need, based on your needs.
Why choose Indie
Life Insurance sucks. So we're making it better, here's how.
The Team
Introducing the team that brought you innovative cover, the Wealth Bonus, financial freedom and more.
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Your Wealth Bonus
29
Articles
All about the growing investment linked to your Sanlam Indie Policy.
We get it – Sanlam Indie is a new player in the game and you don’t trust us to stick around 😉. Maybe it feels too good to be true (we get that a lot 🤷🏾♀️). Or maybe you just feel like your 70th birthday 🎂is a loooooong way away.
It might seem a long way off, but the truth is, 70 isn’t that old anymore.
It means you get to choose how your Wealth Bonus is invested. In the near future, we’ll let you allocate your Wealth Bonus to different..
When you reduce your premium, nothing happens to the Wealth Bonus you’ve earned, but the monthly Wealth Bonus contribution will drop beca..
For every premium you pay, we invest Wealth Bonus into an investment account for you. Once Wealth Bonus has been allocated to you...
Wealth Bonus is cash-money that gets invested for you, so it will grow with the market. Every 60 premiums you pay, you'll get a par..
Nothing. 😶Wealth Bonus is for you when you’re alive. Zombies need not apply. ☠️
There are a number of reasons why your premium might increase. On your policy anniversary (congrats! 💍) we calculate a new ...
Although we think it's brilliant that you want to invest more 💪🏾, we don't currently offer the option for you to top-up you..
After every 60 premiums you pay, we make a part of your Wealth Bonus available, and this is called a CashDrop. 🙌🏽
The fact that your Wealth Bonus grows does make the Taxman take notice 👀. The good news is that you don’t have to pay this tax on ..
Fact is, life insurance is just cheaper the younger you are, and it’s kind of the same with Wealth Bonus. We want to invest as much..
Truth is, we believe the core need for insurance is to protect your income against death or disability. 🎯 As you get older..
There are a lot of things that affect your Wealth Bonus growth, so it’s kind of tricky to project that for you...
Yes, we expect many people to get more than their premiums back ☀️, and the younger you are 🍼, the more you can expect to ge..
A CashDrop is when we give you 10% of your Wealth Bonus.To reach a CashDrop milestone, you've got to pay 60 premiums. If you pay ev..
If you leave, you LOSE your unlocked Wealth Bonus.
If you cancel your policy or you skip too many premiums and your policy lapses, you will no longer have life insurance cover ..
Our Wealth Bonus investment in you always matches your premiums with a proportionate payment, e.g. 100% if you’re 20-30 years old, ..
Investing is when you give money to something that has the potential to earn you money. When you get insured with Sanlam Indie, you..
CashDrop milestones are when you’ll get your CashDrops 💰💰💰The number of milestones you’ll get depends on your age and...
Money Market is a fancy name for a very low risk "cash" investment. These investments earn an interest rate over time and ..
Adding a product (also called a benefit) gives you more cover, and because your premium increases when you do so, your monthl..
Skipping/missing a premium doesn’t affect your Wealth Bonus in any way. The next premium you pay, you’ll earn Wealth Bonus again. Just be..
If you’re with Sanlam Indie, you can earn up to R1000 extra Wealth Bonus by letting others know about the awesomeness that you’ve discover..
Removing a product (or benefit) means your premium will drop, and so will the monthly Wealth Bonus contribution we’ll invest in you..
Your Wealth Bonus is fully invested at all times (like...fully, bru), which means that it will rise and fall as the investment perf..
Well, premium backs tend to sound like a whole lot more than they often are Wealth Bonus starts off good and just gets better...
