If my health deteriorates after I have my policy, do I need to tell Sanlam Indie?
Nope. Although we'd always be happy to hear from you ☎️, there's no need to tell us if your health has deteriorated. The point is that we will not increase your premiums or take away your benefits if you get less healthy after you have bought cover from us. However, if you want to buy more cover from us at a later stage, we may need to ask you about your health then - and what you tell us there would be used to figure out what you would need to pay for the additional cover.