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What is the difference between natural and accidental cover?

Natural cover

This popular type of cover pays out for illnesses, injuries, infections, conditions, accidents, etc. Basically, everything except self-inflicted injuries.

Accidental cover

This type of cover pays out for most injuries, accidents, falls, gunshots, stabbing, etc. but you aren't covered if your claim is as a result of illness or a natural condition. Because this type of cover excludes certain types of claims, it costs less than natural cover, and is sold without asking questions about your health history.

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