What is the difference between natural and accidental cover?
This popular type of cover pays out for illnesses, injuries, infections, conditions, accidents, etc. Basically, everything except self-inflicted injuries.
This type of cover pays out for most injuries, accidents, falls, gunshots, stabbing, etc. but you aren't covered if your claim is as a result of illness or a natural condition. Because this type of cover excludes certain types of claims, it costs less than natural cover, and is sold without asking questions about your health history.