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What will my Wealth Bonus and CashDrop amounts be?

There are a lot of things that affect your Wealth Bonus growth, so it’s kind of tricky to project that for you. If we were dodgy, we’d show you a bunch of impressive-looking numbers, but we’re not into empty promises 👎🏽, so instead, we’ll give you an example of what Wealth Bonus growth might be for our friend Joe over here:

Let’s assume he earns an average real return (the return above inflation) of 1.5% per year and that his premium, starting off at R1,000 pm, will increase by about 10% per year to allow for future benefit growth (but don't get bogged down by this). We also assume that Joe here will keep his benefits in-force (which just means "active") and claim-free until he turns 70, and that he keeps his CashDrops invested.

If this ↑↑ stuff is all correct, then in 5 years’ time, Joe has access to a R5,862 CashDrop. His total accessible amount at the next CashDrop (in 10 years from today) will be R12,329. By the time Joe is a 70-year-old chilling in his holiday home in Plett (👴🏽+🌴), his Wealth Bonus will have grown from the R1,000 he started with on day 1, to a whopping R671,696* 💥. And that’s how much we’ll hand over  to our hypothetical friend, Joe. Happy 70th, buddy! 💰
*Remember, these numbers are in "today’s money".

So that’s all awesome and stuff, but we can’t make these claims without making it as clear as your gran's glassware that these values are illustrative only and cannot be guaranteed, plus, they’re projected in real terms (so in "today’s money").

Because we’re neither magicians 🎩 nor palm readers 🔮 here, we can’t predict the actual performance of Joe’s Wealth Bonus investment and his CashDrop values and so, it could be different from what we’ve shown here.

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