When do I get my Wealth Bonus?
After every 60 premiums you pay, we make a part of your Wealth Bonus available. This is called a CashDrop. 🙌🏽
If you pay one premium every month, and never skip any premiums, then the worst case scenario is that you will be able to withdraw a portion of your Wealth Bonus every 5 years.
Everything which is left in your Wealth Bonus when you turn 70, including all the growth from the investments the Wealth Bonus is invested in, will be yours to take and do with what you like ☄️.
Will I get my premiums back?
Yes, we expect many people to get more than their premiums back, depending on your age when you take out a policy. The younger you are, the more you can expect to get back.
This is because there is more time for your Wealth Bonus to earn compound interest (growth on growth) and start to grow exponentially (more and more) over time. If you're older, it's unlikely that your Wealth Bonus will grow in the short term to get bigger than the total premiums you pay.