Funeral Cover that doubles after 2 years at no extra cost.
If you die, we give you a proper send-off and help your family keep living their best life.
If you get cancer or another serious condition, we help you conquer it with a tax-free payout.
If you become disabled and can't work, we pay you an income until you're 70 or you've recovered.
If you become disabled, we help you start over with a single lump-sum payout.
If you die, we pay your dependants an income.
Find out what Life Insurance you need.
Your Investment
The investment that comes with every Indie policy - at no extra cost.
Find out what you need
Find out what Life Insurance you need, based on your needs.
Why choose Indie
Life Insurance sucks. So we're making it better, here's how.
The Team
Introducing the team that brought you innovative cover, the Wealth Bonus, financial freedom and more.
6
Lessons
Insurance covers risk, and a risk is anything that could happen that would expose you to loss. Basically, when there’s an asset involved (something of value), there’s also risk.
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The method insurance companies use to work out your level of risk is called underwriting.
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Many people make the mistake of either getting insurance they don’t actually need or not getting the right types of insurance for their needs.
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Insurance, like all good business models, has to be profitable. Insurers have to cover their costs and make a profit to stay in business.
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Discovering that you, or someone you depend on, doesn’t have enough insurance can really be a tragedy on top of a tragedy, because you usually only find out when things go wrong.
Think of this article as one of those vitamin-enriched, whole-wheat loaves of bread: an honest, wholesome guide to getting insurance.
