How it works
Make sure you and up to 20 loved ones have everything you need for a dignified funeral. We'll automatically double everyone's cover after 3 years at no extra cost. And we'll reward you with extra Wealth Bonus for every family member you add.
See what you’ll pay and how much we'll contribute to your Wealth Bonus.
How much cover would you like?
Critical Illness Cover
Everything you need to know including the cover, payouts, claims, premiums and more.
Most people choose to have at least R350,000 of cover, or about 6 months of income (after tax but before other deductions) if that’s higher. Your cover amount will grow with inflation each year, but you can choose to opt out of this growth...
Critical illness claims will be paid to you, the policyholder. How long that’ll take depends on the nature of the claim, as well as how quickly we’re given the claims documentation...
You can skip 5 premiums total in the first 3 years. If you skip 6 premiums in the first 3 years of taking out your policy, you will have to pay your premium before your next billing date to avoid your policy lapsing. Any claims made during this period may not be paid out.
Cover will only end if you decide to remove the product and stop paying premiums, or if you die.
We match up to 100% of your premium into a Wealth Bonus that tracks the market like an investment. Every premium you pay helps create wealth for your future.
Why SANLAM Indie?
We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
Get a built-in Wealth Bonus
Do everything online, in no time
Your cover starts immediately
Qualified support when you need it
Insurance, at the best possible price
No paperwork, no jargon
SANLAM Indie Plan
Answer a few simple questions.
We'll show you a plan and quote.
Save your plan for later or get covered today.
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