ABOUT INCOME PROTECTION
Everything you need to know including the cover, payouts, claims, premiums and more.
Income protection provides you with a reliable monthly income if you’re no longer able to work because of a disability. It starts paying for disabilities that last for more than 21 days and continues until you recover or when you turn 70.
We’ll pay all valid claims as fast as possible. How long that takes depends on the nature of the claim, as well as how quickly we’re given the relevant claims documentation. If you claim, income protection will pay out only if you’ve been unable to earn an income for longer than 21 days...
You can skip a total of 6 premiums during the first 3 years of having an active policy. You'll still be covered, but your cover will be temporarily reduced until you make up the payment. If you skip all 6 premiums, and you don't make up the last payment before your next billing date, your policy will lapse and your cover will fall away. Any claims made during this period will not be paid out.
Your income cover amount will automatically grow each year with inflation, but you can choose to opt out of this growth. Also, at any time you can lower your cover, or increase your cover, or remove your cover altogether...
Up to 100% of every payment is matched into a benefit that tracks the market like a real investment. Get insurance that helps create wealth for your future.
WHY SANLAM INDIE?
Simpler, smarter, more rewarding life insurance.
We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
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Copyright © Sanlam Indie 2022. All Rights Reserved. Sanlam Indie's product offering is underwritten by Sanlam Life Insurance Limited, a licensed life insurer & financial services provider. Sanlam Indie is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06. Sanlam Life Insurance Limited is an authorised FSP (No. 2759). Address: 1st Floor Glacier Place, 1 Sportica Crescent, Tygervalley, Cape Town, 7530