How it works
Make sure you and up to 20 loved ones have everything you need for a dignified funeral. We'll automatically double everyone's cover after 2 years, free of charge. And we'll reward you with a growing Wealth Bonus for every member you add.
Quickly see what you’ll pay and how much Wealth Bonus you’ll receive.
How much cover would you like?
Everything you need to know including the cover, payouts, claims, premiums and more.
Income protection provides you with a reliable monthly income if you’re no longer able to work because of a disability. It starts paying for disabilities that last for more than 21 days and continues until you recover or when you turn 70.
We’ll pay all valid claims as fast as possible. How long that takes depends on the nature of the claim, as well as how quickly we’re given the relevant claims documentation.
If you claim, income protection will pay out only if you’ve been unable to earn an income for longer than 21 days...
You can skip a premium at any time. If you do skip a premium, we’ll reduce your cover temporarily until you have paid 6 consecutive premiums.
There is a lifetime limit on the total number of times you can skip premiums.
Your income cover amount will automatically grow each year with inflation, but you can choose to opt out of this growth. Also, at any time you can lower your cover, or increase your cover, or remove your cover altogether...
Sanlam Indie matches up to 100% of your life insurance premium and invests it for you at no extra cost. Every premium helps create wealth for your future.
Why SANLAM Indie?
We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
Get a free Wealth Bonus
Do everything online, in no time
Your cover starts immediately
Qualified support when you need it
Insurance, at the best possible price
No paperwork, no jargon
SANLAM Indie Plan
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Save your plan for later or get covered today.