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If you become disabled and can't work, we pay you an income until you're 70 or you've recovered.
Payout increases with inflation each year
Built-in Wealth Bonus
Immediate cover
How it works
Make sure you and up to 20 loved ones have everything you need for a dignified funeral. We'll automatically double everyone's cover after 3 years at no extra cost. And we'll reward you with extra Wealth Bonus for every family member you add.
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See what you’ll pay and how much we'll contribute to your Wealth Bonus.
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Get cover for up to additional people.
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About
Income Protection
Everything you need to know including the cover, payouts, claims, premiums and more.
Income protection provides you with a reliable monthly income if you’re no longer able to work because of a disability. It starts paying for disabilities that last for more than 21 days and continues until you recover or when you turn 70.
We’ll pay all valid claims as fast as possible. How long that takes depends on the nature of the claim, as well as how quickly we’re given the relevant claims documentation.
If you claim, income protection will pay out only if you’ve been unable to earn an income for longer than 21 days...
You can skip a total of 6 premiums during the first 3 years of having an active policy. You'll still be covered, but your cover will be temporarily reduced until you make up the payment. If you skip all 6 premiums, and you don't make up the last payment before your next billing date, your policy will lapse and your cover will fall away. Any claims made during this period will not be paid out.
Your income cover amount will automatically grow each year with inflation, but you can choose to opt out of this growth. Also, at any time you can lower your cover, or increase your cover, or remove your cover altogether...
Money back
Up to 100% of every payment is matched into a benefit that tracks the market like a real investment. Get insurance that helps create wealth for your future.
Why SANLAM Indie?
We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
Get a built-in Wealth Bonus
Do everything online, in no time
Your cover starts immediately
Qualified support when you need it
Insurance, at the best possible price
No paperwork, no jargon
SANLAM Indie Plan
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Save your plan for later or get covered today.
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Get world-class cover that rewards you with wealth while you're alive.
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