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Income Protection

If you become disabled and can't work, we pay you an income until you're 70 or you've recovered.
  • Payout increases with inflation each year
  • Covers up to 21 family members
  • Immediate cover

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ABOUT INCOME PROTECTION

Pays you a monthly income if you become disabled and can't work.

Everything you need to know including the cover, payouts, claims, premiums and more.

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What is Income Protection?

Income protection provides you with a reliable monthly income if you’re no longer able to work because of a disability. It starts paying for disabilities that last for more than 21 days and continues until you recover or when you turn 70.

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When will Income Protection pay out?

We’ll pay all valid claims as fast as possible. How long that takes depends on the nature of the claim, as well as how quickly we’re given the relevant claims documentation. If you claim, income protection will pay out only if you’ve been unable to earn an income for longer than 21 days...

More about claims and payouts

Can I skip a premium?

You can skip a total of 6 premiums during the first 3 years of having an active policy. You'll still be covered, but your cover will be temporarily reduced until you make up the payment. If you skip all 6 premiums, and you don't make up the last payment before your next billing date, your policy will lapse and your cover will fall away. Any claims made during this period will not be paid out.

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Does the cover amount change?

Your income cover amount will automatically grow each year with inflation, but you can choose to opt out of this growth. Also, at any time you can lower your cover, or increase your cover, or remove your cover altogether...

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Starting from R100 pm

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Copyright © Sanlam Indie 2022. All Rights Reserved. Sanlam Indie's product offering is underwritten by Sanlam Life Insurance Limited, a licensed life insurer & financial services provider. Sanlam Indie is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06. Sanlam Life Insurance Limited is an authorised FSP (No. 2759). Address: 1st Floor Glacier Place, 1 Sportica Crescent, Tygervalley, Cape Town, 7530

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