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If you become disabled, we help you start over with a single lump-sum payout.
Built-in Wealth Bonus
Flexible premiums
Immediate cover
How it works
Make sure you and up to 20 loved ones have everything you need for a dignified funeral. We'll automatically double everyone's cover after 3 years at no extra cost. And we'll reward you with extra Wealth Bonus for every family member you add.
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See what you’ll pay and how much we'll contribute to your Wealth Bonus.
How much cover would you like?
Get cover for up to additional people.
Add up to another people.
About
Disability Cover
Everything you need to know including the cover, payouts, claims, premiums and more.
Most people choose to have at least R350,000 of disability cover, but opt for about 6 months of income (after tax but before other deductions) if that’s higher.
We’ll help you work out what cover you need in just minutes.
We’ll pay all claims as fast as possible. How long that’ll take depends on the nature of the claim, as well as how quickly we’re given the claims documentation.
You can skip a total of 6 premiums during the first 3 years of having an active policy. You'll still be covered, but your cover will be temporarily reduced until you make up the payment. If you skip all 6 premiums, and we don't successfully collect your 7th premium, your policy will lapse and your cover will fall away. To avoid your policy lapsing, you will have to either pay your missed premium before your next billing date, or ensure your 7th collection is successful. Any claims made during this period may not be paid out.
The cover will end when you turn 70. Obviously, if you die, then the cover will also stop. If you retire before turning 70, you must remove this product, since you will not be able to claim if you are no longer earning an income from your job.
Money back
Up to 100% of every payment is matched into a benefit that tracks the market like a real investment. Get insurance that helps create wealth for your future.
Why SANLAM Indie?
We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.
Get a built-in Wealth Bonus
Do everything online, in no time
Your cover starts immediately
Qualified support when you need it
Insurance, at the best possible price
No paperwork, no jargon
SANLAM Indie Plan
1
Answer a few simple questions.
2
We'll show you a plan and quote.
3
Save your plan for later or get covered today.
100% no obligation to accept.
Get world-class cover that rewards you with wealth while you're alive.
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