Sanlam Indie logo
Income Protection Icon

Income Protection

If you become disabled and can't work, we pay you an income until you're 70 or you've recovered.
  • Payout increases with inflation each year
  • Covers up to 21 family members
  • Immediate cover

Get a quote

q

Instant, online, in minutes

See product details
An image of parents and two children playing

ABOUT INCOME PROTECTION

Pays you a monthly income if you become disabled and can't work.

Everything you need to know including the cover, payouts, claims, premiums and more.

See product details

What is Income Protection?

Income protection provides you with a reliable monthly income if you’re no longer able to work because of a disability. It starts paying for disabilities that last for more than 21 days and continues until you recover or when you turn 70.

More about Income Protection

When will Income Protection pay out?

We’ll pay all valid claims as fast as possible. How long that takes depends on the nature of the claim, as well as how quickly we’re given the relevant claims documentation. If you claim, income protection will pay out only if you’ve been unable to earn an income for longer than 21 days...

More about claims and payouts

Can I skip a premium?

You can skip a total of 6 premiums during the first 3 years of having an active policy. You'll still be covered, but your cover will be temporarily reduced until you make up the payment. If you skip all 6 premiums, and you don't make up the last payment before your next billing date, your policy will lapse and your cover will fall away. Any claims made during this period will not be paid out.

More about Income Protection premiums

Does the cover amount change?

Your income cover amount will automatically grow each year with inflation, but you can choose to opt out of this growth. Also, at any time you can lower your cover, or increase your cover, or remove your cover altogether...

More about the cover

MONEY BACK

Get insured. Get Wealth Bonus.

Up to 100% of every payment is matched into a benefit that tracks the market like a real investment. Get insurance that helps create wealth for your future.

About Wealth Bonus
Z

WHY SANLAM INDIE?

Simpler, smarter, more rewarding life insurance.

Simpler, smarter, more rewarding life insurance.

We think life insurance should be more about living. So we’ve reinvented it to help you get on with life.

Get a built-in Wealth Bonus
Do everything online, in no time
Your cover starts immediately
Qualified support when you need it
Insurance, at the best possible price
No paperwork, no jargon
A hand holding a device which shows the Indie signup process.
Image of Woman laughing

SANLAM INDIE PLAN

Not sure what insurance you need? We can help.

  1. Answer a few simple questions.
  2. We'll show you a plan and quote.
  3. Save your plan for later or get covered today.

Get started

p

100% no obligation to accept.

Get life insurance.

Get Wealth Bonus.

Get living.

Get world-class cover that rewards you with wealth while you're alive.

Get started
q
Starting from R100 pm

We're on a mission.

At Sanlam Indie, we're using cutting-edge technology to transform the industry and deliver financial services that actually work for you.

No jargon. No messy paperwork. Just world-class products that are simple to use, easy to understand, and incredibly rewarding - allowing more ways for you to create and protect wealth.

White Sanlam logo
TikTok
Facebook
Twitter
YouTube
LinkedIn
Instagram

Copyright © Sanlam Indie 2022. All Rights Reserved. Sanlam Indie's product offering is underwritten by Sanlam Life Insurance Limited, a licensed life insurer & financial services provider. Sanlam Indie is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06. Sanlam Life Insurance Limited is an authorised FSP (No. 2759). Address: 1st Floor Glacier Place, 1 Sportica Crescent, Tygervalley, Cape Town, 7530

Privacy | Terms of Use Promotion of Access to Information Act