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What impact does a positive HIV status have on my application?

At this stage, we cannot offer comprehensive life insurance cover to people who are HIV positive 😞, which is why we need to know your status. We’re working on a solution where we can cover HIV positive lives 💪🏾.

In the meantime, Sanlam covers HIV+ people. Contact them on 0860 22 33 90 or email

That said, we don’t need to know any of your medical information to offer you funeral cover or accidental cover.

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