Sanlam Indie logo
HomeHelpInsurance Products

Insurance Products

FAQs about Sanlam Indie's underwritten insurance products

Insurance Products

What are the conditions covered by Sanlam Indie Critical Illness Cover?

Our Critical Illness benefit offers a maximum of R5 million cover. You are covered for the “big four” severe illnesses: Cancer, Coronary Artery Bypass Graft (CABG), Heart Attack and Stroke.

Insurance Products

How do I know what cover I need and how much I need?

Okay, so there really isn't a short answer for this one. So, if you're interested (and you should be since it's about your money), then read on...

Insurance Products

If I have Critical Illness Cover, do I also need medical aid?

The short answer is YES.The long answer? Still yes!

Insurance Products

How soon will my Funeral Cover pay out?

We just need proof, and then we'll get the cash to you ASAP. We try to pay out within 48 hours whenever possible.

Insurance Products

What happens to my family’s funeral cover if I die?

In that case, we won't allow anyone else to take over your policy - someone else will have to take out a new policy in their name and add your family members to their own policy.

Insurance Products

How are Funeral Cover and Family Funeral Cover different?

Sanlam Indie Funeral Cover allows you to insure your own life. It provides an immediate lump sum payout to your beneficiaries when you die. Sanlam Indie Family Funeral Cover allows you to insure the lives of your immediate or extended family.

Insurance Products

What's the difference between Life and Funeral cover?

Well first off, they are two very different kinds of product, designed to do different things.

Insurance Products

Does Sanlam Indie offer financial advice?

We’ve designed our products with some real advice pros and have put a lot of effort into helping you understand your own insurance needs. We hope this will help you to make the right decisions for yourself.

Insurance Products

Why do funeral premiums for family members seem more expensive?

Insurers will always charge you more for a policy you take out on another life than for a policy you take out on your own life. the reason is to do with the risk of fraud.

Insurance Products

When does Sanlam Indie not pay a claim for a funeral policy?

Because funeral policies are not underwritten, we have to protect ourselves from people who might take advantage of the system.

Insurance Products

What is the maximum amount of Funeral Cover I can have?

Anyone aged 15 years and older can get R50,000 cover. 

Insurance Products

How does Sanlam Indie’s Critical Illness Cover work?

Death benefit products are usually pretty much the same from different insurers (you die, your beneficiaries get cash). But insurance that covers “dread disease” or loss of income will differ from insurer to insurer.

Insurance Products

Can I have policies with other insurers as well?

There is no limit to the number of life insurance policies you can have with other insurers.

We're on a mission.

At Sanlam Indie, we're using cutting-edge technology to transform the industry and deliver financial services that actually work for you.

No jargon. No messy paperwork. Just world-class products that are simple to use, easy to understand, and incredibly rewarding - allowing more ways for you to create and protect wealth.

White Sanlam logo
TikTok
Facebook
Twitter
YouTube
LinkedIn
Instagram

Copyright © Sanlam Indie 2022. All Rights Reserved. Sanlam Indie's product offering is underwritten by Sanlam Life Insurance Limited, a licensed life insurer & financial services provider. Sanlam Indie is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06. Sanlam Life Insurance Limited is an authorised FSP (No. 2759). Address: 1st Floor Glacier Place, 1 Sportica Crescent, Tygervalley, Cape Town, 7530

Privacy | Terms of Use Promotion of Access to Information Act