Funeral Cover that doubles after 2 years at no extra cost.
If you die, we give you a proper send-off and help your family keep living their best life.
If you get cancer or another serious condition, we help you conquer it with a tax-free payout.
If you become disabled and can't work, we pay you an income until you're 70 or you've recovered.
If you become disabled, we help you start over with a single lump-sum payout.
If you die, we pay your dependants an income.
Find out what Life Insurance you need.
Your Investment
The investment that comes with every Indie policy - at no extra cost.
Find out what you need
Find out what Life Insurance you need, based on your needs.
Why choose Indie
Life Insurance sucks. So we're making it better, here's how.
The Team
Introducing the team that brought you innovative cover, the Wealth Bonus, financial freedom and more.
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Insurance Products
FAQs about Sanlam Indie's underwritten insurance products
Death benefit products are usually pretty much the same from different insurers (you die, your beneficiaries get cash). But insurance that covers “dread disease” or loss of income will differ from insurer to insurer.
Not different, just renamed. We've simplified our product names so that you know exactly what kind of cover you're dealing with.
Sanlam Indie Funeral Cover is funeral cover that pays an immediate lump sum to your beneficiaries when you die, so they have ready cash for the costs associated with your death (like mortuary costs, your funeral, repatriation of your body, or any other once-off expenses).
Sanlam Indie Family Funeral is funeral cover that pays an immediate lump sum to you when someone on your policy dies, so you have ready cash for the costs associated with their death (like mortuary costs, their funeral, repatriation, or any other once-off expenses).
Sanlam Indie Funeral Cover allows you to insure your own life 👩🏽💼. You choose a beneficiary or beneficiaries who get the pay out when you die, at which point the policy is cancelled. You can insure your own life up to the age of 60.
At Sanlam Indie, we’ve tried to create a unique product that improves on what the average funeral policy offers.
You can cover up to 21 people on one policy. Family members must be related to you in the right way.
Nope. Unlike life insurance, funeral insurance isn't underwritten. That means there are no health checks 💉and no medical questions 🏥asked when you take out a funeral policy with us...
Because funeral policies are not underwritten, we have to protect ourselves from people who might take advantage of the system.
So, let’s say you’ve taken out funeral insurance (or life insurance) on your own life, and have also taken out a Sanlam Indie Funeral Cover plan to insure against a death in the family 👪.
We just need some proof, and then we'll get the cash to you ASAP. We try to pay out within 48 hours wherever possible.
Insurers will always charge you more for a policy you take out on another life than for a policy you take out on your own life. The reason is to do with the risk of fraud.
Most adult lives on a funeral policy can be insured for up to R50,000 each, initially. We limit payouts for children’s lives.
Well first off, they are two very different kinds of product, designed to do different things.
Okay, so there really isn’t a short answer for this one, so if you’re interested (and you should be since it’s about your mon..
Funeral insurance is there to cover the costs related to your funeral.
Should you require financial advice, contact us and we will put you in touch with a qualified advisor.
The following is a list of the conditions we cover in Sanlam Indie's Critical Illness Cover. Condition covered - % of benefit payab..
The short answer is YES. The long answer? Still yes! 🤣
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