Our Critical Illness benefit offers a maximum of R5 million cover. You are covered for the “big four” severe illnesses: Cancer, Coronary Artery Bypass Graft (CABG), Heart Attack and Stroke.

Okay, so there really isn't a short answer for this one. So, if you're interested (and you should be since it's about your money), then read on...

The short answer is YES.The long answer? Still yes!

We just need proof, and then we'll get the cash to you ASAP. We try to pay out within 48 hours whenever possible.

In that case, we won't allow anyone else to take over your policy - someone else will have to take out a new policy in their name and add your family members to their own policy.

Sanlam Indie Funeral Cover allows you to insure your own life. It provides an immediate lump sum payout to your beneficiaries when you die. Sanlam Indie Family Funeral Cover allows you to insure the lives of your immediate or extended family.

Well first off, they are two very different kinds of product, designed to do different things.

We’ve designed our products with some real advice pros and have put a lot of effort into helping you understand your own insurance needs. We hope this will help you to make the right decisions for yourself.

Insurers will always charge you more for a policy you take out on another life than for a policy you take out on your own life. the reason is to do with the risk of fraud.

Because funeral policies are not underwritten, we have to protect ourselves from people who might take advantage of the system.

Anyone aged 15 years and older can get R50,000 cover. 

Death benefit products are usually pretty much the same from different insurers (you die, your beneficiaries get cash). But insurance that covers “dread disease” or loss of income will differ from insurer to insurer.

There is no limit to the number of life insurance policies you can have with other insurers.