Funeral Cover that doubles after 2 years at no extra cost.
If you die, we give you a proper send-off and help your family keep living their best life.
If you get cancer or another serious condition, we help you conquer it with a tax-free payout.
If you become disabled and can't work, we pay you an income until you're 70 or you've recovered.
If you become disabled, we help you start over with a single lump-sum payout.
If you die, we pay your dependants an income.
Find out what Life Insurance you need.
Your Investment
The investment that comes with every Indie policy - at no extra cost.
Find out what you need
Find out what Life Insurance you need, based on your needs.
Why choose Indie
Life Insurance sucks. So we're making it better, here's how.
The Team
Introducing the team that brought you innovative cover, the Wealth Bonus, financial freedom and more.
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About Sanlam Indie
Who we are, what we do and how we do it, how to get a quote from us, what products we offer, insurance basics
What happens if you give us false information when you get a quote
How your answers to our questions will affect the bottom line
We use your current salary to work out the cover and premium that we quote you for all our products (except Funeral Cover). You can raise...
What to do if you have a budget and want to know what you can get for a certain amount
How to find out what your premiums would be if you got insurance with Sanlam Indie
All about the ways your journey with us will be a little different.
A quick run-through of all the things that make us special 💙
Of course! But exactly what we cover will depend on the nature of your condition or disability.
Your Sanlam Indie Policy and Wealth Bonus Customer Dashboard
We can’t tell you if you’re the beneficiary on a policy of a living Sanlam Indie client. If someone close to you has died...
South Africa’s Protection of Personal Information Act (POPIA), due to come into force in 2019, exists to protect people from having their personal information processed without their consent 🔐.
For now, our online quote process requires a South African ID number, so you can’t take out a policy with us if you don’t have a South African ID...
The Financial Advisory and Intermediary Services Act, or the FAIS Act for short, exists to protect you, the consumer, from getting dodgy financial advice.
As a division of one of the biggest and oldest insurers in South Africa, Sanlam, we have the resources 💰💪🏽to take the security of sensitive information – like medical history, HIV status, and bank details – very seriously.
We offer life insurance products to policyholders who are aged 16 to 60 when they take out the policy. That means if you’re over 60 and haven’t taken out a Sanlam Indie policy yet, we currently have no products we can offer you 😔.
To get Sanlam Indie cover, you need an email address so that we can send you important things like your policy document.
Nope, not at the moment. The person who’s going to be covered by the policy needs to do the application.
Okay, it’s a little technical, but we do something called randomised medical testing, and being a member of a medical aid is ..
Underwriting ✏️ is a process which insurers use to figure out how healthy people are before they buy insurance.
If we know what insurance cover you already have, we will keep that in mind when making our recommendation. You see, we don’..
You should select only the educational level you have actually completed. What we need to know is what you’ve achieved in yo..
We ask you how much debt you have so that we know how much cover you’ll need. Life insurance covers your ..
Getting insured with Sanlam Indie is as easy as pie! 🍰 First, you'll need to tell us a little bit about yourself. Just the stuff t..
This is what we typically call "underwriting": we ask you some medical questions so that we can determine a few things. We f..
If you live in a major city, we’ll send the Nurses on Wheels to come to you for the tests.
A payout is the amount of cover you have for a specific product/benefit. The payout can either be an income, meaning that the..
Believe it or not, we’re in the business of paying claims 🤑. So we really, really want to pay each and every valid claim we ..
A big part of our mission at Sanlam Indie is to inject 💉 a whole lotta transparency into the financial services industry, and that'..
Your income 💰 influences your premium and helps us offer you the right amount of insurance. We ask your income for two reas..
Right now we’re only offering cover to South Africans living in South Africa. If you're a South African living somewhere els..
We don’t do this because generally, over time, life insurance premiums decrease. There are a few reasons this happens, but ..
Insurance is there to pay someone when something happens...
The Financial Intelligence Centre Act (or FICA), is the Chuck Norris to financial crime 💥🥊.
Well... you definitely shouldn't trust us just because we say so. But if you stick around, you’ll see that, at Sanlam Indie, we’re on..
Hi, We're Sanlam Indie! Fun-loving, outdoorsy, 5'9, looking for commitment...🙃! We're a financial services company on a mission t..
At this stage, we cannot offer comprehensive cover to people who are HIV positive 😞, which is why we...
The number of people who depend on your income 👨👩👧 is important for us to know when working out the type of cover you ne..
You are covered from the moment you accept the policy. Yip, you’ll be covered before you’ve even paid your first premium 😁...
We need to know your gender to get you the right price. The ladies among us are lucky when it comes to life insurance becaus..
Basically, we need to know if you’re doing dangerous things because they indicate the likelihood of future claims. Dangerous ..
Cover is the amount of money you will get when we pay a claim ⛱. We have two types of cover...
We use your height and weight to estimate your body mass index (BMI), which helps to calculate your premium...
Deductions are anything that’s taken off your income before it arrives into your bank account. The most common deduction is..
Of course you can cancel your existing insurance policy and take out a Sanlam Indie policy 💪🏾 but, before you switch, ask yoursel..
Insurance protects you when things don’t go the way you planned.
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