What are the conditions covered by Sanlam Indie Critical Illness Cover?

The following is a list of the conditions we cover in Sanlam Indie's Critical Illness Cover. Condition covered - % of benefit payable

 Cancer

• Early cancers - 15%
• Aggressive cancers -  150%   (Pancreas, Esophagus, Lung, Liver, Mesothelioma)
• Phased in cover - 15% for the first 3 months   (Breast, Testicular, Prostate, Malignant Melanoma of the skin)
• All other Cancers - 100%

Other Conditions

• Certain defined Heart attacks - 100%
• Coronary artery bypass graft - 100%
• Angioplasty - 100%
• Stroke - 100%
• Organ transplant- 100%
• Motor neuron disease - 100%
• Total blindness in both eyes - 100%
• Total deafness - 100%
• Quadriplegia - 100%
• Paraplegia - 100%
• ICU stay of 7 days or more - 50%
• Total and permanent inability to care for oneself to the extent that you are either permanently bedridden or wheelchair-bound, or permanently reliant on frail care or home care. - 100%