When does Sanlam Indie not pay a claim for a funeral policy?
Sanlam Indie Funeral Cover policies are not underwritten, which means there are no health checks🤒and no questions about your medical history. We’ll only refuse to cover you if you’re too old 👴🏼👵🏽– you or your spouse can be insured up to age 60, and other family members up to age 85.
Because funeral policies are not underwritten, we have to protect ourselves 👮🏽♀from people who might take advantage of the system.
So, your Sanlam Indie Funeral Cover policy won’t pay out if someone dies of natural causes within 6 months of you taking out the policy, if they commit suicide within the first 12 months, or if they die while doing something illegal.
Also, it goes without saying that you need to be honest with us about the little info we DO ask for (like your family member’s age and relationship to you) 👪.