When does Sanlam Indie not pay a claim for a funeral policy?
With Sanlam Indie Funeral Cover there are no health checks and no questions about your medical history.
The only reason we'd refuse you funeral cover is your age. You can take out funeral cover for yourself up to age 60, and for any family members up to age 85.
Because funeral policies are not underwritten, we have to protect ourselves from people who might take advantage of the system.
So, your Sanlam Indie Funeral Cover policy won’t pay out if:
- someone dies of natural causes within 6 months of you taking out the policy
- if they commit suicide within the first 12 months, or
- if they die while doing something illegal
Check your policy document for more details.
Also, it goes without saying that you need to be honest with us about the little info we DO ask for (that is, your family member’s age and relationship to you).