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What happens to my family’s funeral cover if I die?

Let’s say you’ve taken out Sanlam Indie Funeral Cover (or life insurance) on your own life, and have also taken out Sanlam Indie Family Funeral Cover to insure against a death in the family. So far, so good. But what happens to your funeral policy if you die?

In that case, we won’t allow anyone else to take over your policy – someone else will have to take out a new policy in their name and add your family members to their own policy. There would be the usual limitations on claims if someone died and standard waiting periods would apply to the new policy.

But we totally get that you don’t want your family to be unprotected for long, so that’s why we’ll continue to cover the lives on your funeral policy for 6 months after you die, at no extra cost (nobody will need to take over the premium payments). That’ll give your family time to make other funeral policy arrangements.

After 6 months, we’ll cancel your funeral policy and we won’t pay out if anyone dies.

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Copyright © Sanlam Indie 2022. All Rights Reserved. Sanlam Indie's product offering is underwritten by Sanlam Life Insurance Limited, a licensed life insurer & financial services provider. Sanlam Indie is a division of Sanlam Life Insurance Limited - Reg No. 1998/021121/06. Sanlam Life Insurance Limited is an authorised FSP (No. 2759). Address: 1st Floor Glacier Place, 1 Sportica Crescent, Tygervalley, Cape Town, 7530

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