Who can I add to my funeral policy?

Sanlam Indie Funeral Cover allows you to add up to 20 additional family members (so that’s 21 including yourself).

Funeral insurance isn’t underwritten, which means there are no medical checks. You’ll just need to tell us the full names and South African ID numbers of the people you want to add to your policy.

Can I just get cover for my family and not myself?

We don’t offer funeral cover on other lives unless the policyholder (that’s you) also insures their own life in some way. You can either get personal funeral insurance or some other kind of life insurance from Sanlam Indie to be able to add Sanlam Indie Funeral Cover. The good news is, we’ve got a whole range to choose from 🎉.

Who can I cover?

You can buy funeral cover for yourself up to 60 years old, and any additional lives can be up to 85 years old. (Once you have your policy, we'll continue to cover you as you age.)

You can add your:

• Spouse (husband or wife)
• Son
• Daughter
• Parent
• Parent-in-law
• Daughter-in-law
• Son-in-law
• Sister
• Sister-in-law
• Brother
• Brother-in-law
• First cousin
• First cousin’s child
• Niece
• Nephew
• Aunt
• Uncle
• Grandparent
• Grandparent-in-law
• Great grandparent
• Great grandparent-in-law
• Grandchild
• Great grandchild

These relationships can be biological, adopted, or through marriage.

What are the Funeral Cover limits?

When you first take out a policy, we’ll limit the cover you can have on each life:

• Children and adults aged 14 to 85 years – R50,000 each
• Children aged 6-14 – R25,000 each
• Children aged 0-6 years – R10,000 each

This cover doubles after 2 years without any increase to your monthly premiums. So after 24 months your cover will be:

• Children and adults aged 14 to 85 years – R100,000 each
• Children aged 6-14 – R50,000 each
• Children aged 0-6 years – R20,000 each

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