If something I told you when I bought changes, later on, do I need to tell Sanlam Indie?
It depends on what changes.
For the most part*, you don't need to tell us if something changes. If you had never smoked when you took out a policy and, a few months in, start to smoke a pack a day, that won't affect your existing cover. 🚬
But, if you've changed some things which could mean your premium might lower, for example, if you were a smoker who managed to kick the habit 🙌🏽, then you can tell us about that and we'll see if we can give you a better rate.
Any time you buy more stuff from us, we'll check your details at that stage, and if things have changed we'll use the latest info to figure out the price you'll pay for that product.
*The exception is if you switch jobs to one of our excluded occupations. That you will need to tell us about, because it would mean we would no longer be able to offer you certain types of cover.